New Hampshire Home InsuranceFlood insurance discounts in New Hampshire
Flood discounts in New Hampshire
Flooding is never covered by a standard homeowners policy. But where you live can cut the price of a flood policy: communities in FEMA's Community Rating System earn their residents a discount automatically.
Of the 220 New Hampshire communities in the National Flood Insurance Program, 6 are in the rating system. Everywhere else, there is no community discount at all.
| Community | Class | Discount in high-risk zones |
|---|---|---|
| Peterborough | 7 | 15% |
| Keene | 8 | 10% |
| Marlborough | 8 | 10% |
| Nashua | 8 | 10% |
| Winchester | 9 | 05% |
Source: FEMA NFIP Community Status Book.
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